Bo Lacey is proud to offer financing on your next home project!

EnerBank USA

Loan Options:
• 6.99% for 120 months
• 9.99% for 144 months
• 12 month no interest w/ payments

EnerBank USA is a specialized home improvement lender – that means we’re experts at providing loans for home improvement projects like yours. Since it’s our specialty, we’ve developed payment options that are tailored to home improvement needs. We’ve been doing this for over two decades and have approved over a million home improvement loans.

You can get the entire project you want completed right now instead of waiting to save up the cash or completing it in stages. With an EnerBank loan, your home is not used as collateral, there’s no application fee, no closing or appraisal costs, and no prepayment penalties. Your contractor will offer you a choice of payment options, then you can use one of our fast and easy application methods to connect with our US based team to receive a credit decision within seconds. Approvals are valid for 120-180 days, giving you plenty of time to plan and complete your home improvement project.

12 Month 0%

*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 0% fixed APR. Minimum loan amounts apply.  Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 12 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period.

10 Year 6.99%

*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 120 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period.

12 Year 9.99%

*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 9.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Open line period payments due 90 days after origination and monthly thereafter during open line period. When open line period ends, the balance becomes a fixed rate installment loan; repayment term is 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days from the end of the open line period.

You can get the money you need for home improvement. There’s no need to pay extra expenses and refinancing costs. Good credit or bad credit Bo Lacey meets almost all of our customer needs.

Green Sky Credit offers you peace of mind. Their loans are available only through authorized contractors such as Bo Lacey Construction, who have been approved to offer payment options to their customers. Since cash may not be an option, an Green Sky Credit solution may make sense:

  • 6.99% for 120 months
  • 12 month no interest no promo payments – second look financing
Financing Options from GreenSky
Finance Your Project
2736 - Reduced Rate 6.99% for 120 Months
Financing for GreenSky© credit programs is provided by federally insured, federal and state chartered financial institutions without regard to race,color, religion,natinal origin, sex or familialstatus. NMLS #1416362; CT SLC-1416362; NJMT #1501607 C22
  • Financing Plans for All Customers
    Whether your customer wants to pay using a deferred interest plan or has a fixed monthly budget, the GreenSky® programs offer flexible consumer financing options to meet various needs.
  • Staged Funds Improve Your Cash Flow
    You don’t have to wait until the job is finished before getting paid: take down payments with no money out of your customers’ pockets.
  • Highest Approval Rates
    With our wide range of bank partnerships, we help you say “Yes” to more of your customers.
  • Credit Limits Up to $100,000
    With up to $100,000 in same-day financing, we offer fast approvals for customers across the financial spectrum.